Remortgages (Call 0800 138 2657)

If you already own your own home then a remortgage can help you raise additional finance.

A remortgage is when the terms of the original mortgage are renegotiated, and usually means that the borrower increases the amount that they are borrowing. A remortgage can be simply to pay off your existing mortgage, or it could be to pay off your existing mortgage and also raise finance for other reasons.

For example if your existing mortgage deal is coming to an end, or you want to see if you can obtain a better rate, our fully qualified advisors can search the market place for the best remortgage rate for you. We can provide quotes for your remortgage over the phone.

Many lenders offer special deals to people who want a remortgage by way of the rates available and also in some cases having no legal or valuation fees. In this way we can help keep your costs down while you go through your remortgage.

A remortgage will usually mean that an updated valuation is done on your property. This will take into account any changes in value due to home improvements or fluctuations due to the local or national housing market.

If you have outstanding debts, a remortgage can be a way of clearing these. Alternatively you may want to use the funds from your remortgage to pay for home improvements such as a conservatory or a loft conversion.

If your circumstances have changed since you took out your previous mortgage and you are worried that you may not be able to obtain a remortgage, Chase Saunders can help you do this.

For example if you are now self employed or if you have had missed mortgage payment or have other bad credit, at Chase Saunders we are confident that we will still be able to obtain a remortgage for you.

We will give you all the information you need with regard to your remortgage, plus advice and recommendations. You can then decide whether a remortgage is the best option for you.

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